Will I have to appear in court?

In both Chapter 7 and Chapter 13, you will have to attend a hearing approximately four to six weeks after filing. While this hearing is called the First Meeting of Creditors, it is conducted by a Bankruptcy Trustee and it is most common for most of the creditors to not show up. This hearing is for the trustee and your creditors to discuss and ask questions any questions they may have regarding your income, expenses, assets, and other matters.